About us
Built for ambitious UK businesses
Good businesses miss opportunities because funding takes too long, asks the wrong questions, or arrives with terms nobody explained. We set out to remove all three.
Why we exist
The gap we set out to close
Most UK SMEs sit between two unsatisfying options. Traditional lending is thorough but slow, and rarely designed around a business that needs an answer this month. Fast online funding is quick but shallow — decisions made on a score, with costs that only become clear once you are committed.
UKCapitalFund exists in the middle: a streamlined digital application that removes the paperwork nobody needs, combined with a specialist who actually reads the file and explains the answer. Fast where speed helps, human where judgement matters.
How we work
Technology and people, in the right order
Digital where it saves time
Eligibility, document upload and progress tracking happen online, so nothing sits in an inbox waiting to be printed.
Human where it counts
Structure, affordability and the trade-offs are discussed with a specialist who can answer follow-up questions properly.
Transparent throughout
Costs, terms and conditions are stated in plain English before you are asked to commit to anything.
Values
What we hold ourselves to
Say the difficult thing
If borrowing is the wrong move, or the amount requested is not affordable, we tell you rather than writing the facility anyway.
Evidence before claims
No statistic, rating or timescale appears on this site unless it can be evidenced and signed off.
Right-size the funding
We size a facility to the requirement, not to the maximum a business could technically service.
Own the outcome
One named contact stays with your request from enquiry through to completion.
Company information
Who you are dealing with
Trading name: UKCapitalFund. Support is available monday to friday, 9am – 5.30pm.
Registered company name and number — to be suppliedRegistered office address — to be suppliedLeadership team and company timeline — to be supplied
Regulatory information for this website has not yet been configured. Company details, permissions and any required disclosures will appear here once supplied. You can see the current position on our regulatory information page.
Ready to move your business forward?
Start with an eligibility check, or talk it through with a funding specialist first. Either way you will get a straight answer about what may be possible.
£500 onboarding cashback when you complete onboarding
UKCapitalFund - Funding Circle Ltd is authorised and regulated by the Financial Conduct Authority under firm registration number 722513.
UKCapitalFund - Funding Circle Ltd is not covered by the Financial Services Compensation Scheme.
Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.
UKCapitalFund - Funding Circle Ltd is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your FlexiPay account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011.
UKCapitalFund - Funding Circle Ltd also provides a FlexiPay Business Credit Card. This is separate and unrelated to the account and payment services you receive from Modulr FS Limited. The FlexiPay Business Credit Card is issued by Monavate Ltd (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). The card is issued by Monavate Ltd pursuant to licence by Visa.
