Resources
Guides for people running the business
Practical writing about funding, cash flow and growth — aimed at owners and finance directors making a decision, not at search engines.
Featured guide
How lenders actually read your management accounts
Business Finance · 7 min read
What an underwriter looks for first, why one bad month rarely matters, and the figures worth preparing before you apply.
Full guide in preparation — updated 2026-07-14.
The library
Browse by topic
Business FinanceCash FlowFunding GuidesGrowth
Cash Flow
Planning for a seasonal dip without stalling growth
A practical approach to forecasting quieter months and deciding whether short-term funding is the right answer.
6 min read · updated 2026-06-30
Funding Guides
Secured or unsecured: choosing the right structure
The trade-offs between offering security and keeping assets free, and when each structure tends to make sense.
8 min read · updated 2026-06-11
Growth
What to work out before you fund a second site
The costs owners routinely underestimate when opening a second location, and how to build them into a funding request.
9 min read · updated 2026-05-28
Guides are written and reviewed before publication rather than generated in bulk, so the library grows steadily. If there is a topic you want covered, tell your specialist.
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Our purpose pages explain how funding usually works for a particular requirement, including what affects the amount available.
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Start with an eligibility check, or talk it through with a funding specialist first. Either way you will get a straight answer about what may be possible.
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UKCapitalFund - Funding Circle Ltd is authorised and regulated by the Financial Conduct Authority under firm registration number 722513.
UKCapitalFund - Funding Circle Ltd is not covered by the Financial Services Compensation Scheme.
Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.
UKCapitalFund - Funding Circle Ltd is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your FlexiPay account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011.
UKCapitalFund - Funding Circle Ltd also provides a FlexiPay Business Credit Card. This is separate and unrelated to the account and payment services you receive from Modulr FS Limited. The FlexiPay Business Credit Card is issued by Monavate Ltd (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). The card is issued by Monavate Ltd pursuant to licence by Visa.
