Sector experience
Business finance for manufacturing
Machinery, tooling and order books. Cash-flow patterns differ by sector, so this page sets out what tends to create funding pressure in manufacturing and how businesses respond to it.
Sector pressures
Where the cash-flow pressure comes from
- Raw materials paid for long before finished goods are invoiced
- Machinery with a high capital cost and a long life
- Order books that move faster than production capacity
- Energy costs that swing production margins
Common uses
How funding is typically used
- Machinery, tooling and automation
- Raw materials for a larger order
- Factory layout changes and capacity increases
- Bridging the production-to-payment cycle
Assessment
What we look at in this sector
Assessment reflects how businesses in your sector actually trade rather than forcing every applicant through an identical template.
Order book and forward visibility
Utilisation of existing capacity
Margins after materials and energy
Existing asset finance across the plant
FAQs
Questions from manufacturing businesses
Ready to move your business forward?
Start with an eligibility check, or talk it through with a funding specialist first. Either way you will get a straight answer about what may be possible.
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UKCapitalFund - Funding Circle Ltd is authorised and regulated by the Financial Conduct Authority under firm registration number 722513.
UKCapitalFund - Funding Circle Ltd is not covered by the Financial Services Compensation Scheme.
Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.
UKCapitalFund - Funding Circle Ltd is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your FlexiPay account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011.
UKCapitalFund - Funding Circle Ltd also provides a FlexiPay Business Credit Card. This is separate and unrelated to the account and payment services you receive from Modulr FS Limited. The FlexiPay Business Credit Card is issued by Monavate Ltd (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). The card is issued by Monavate Ltd pursuant to licence by Visa.
