Sector experience
Business finance for professional services
Hiring and fee-cycle timing. Cash-flow patterns differ by sector, so this page sets out what tends to create funding pressure in professional services and how businesses respond to it.
Sector pressures
Where the cash-flow pressure comes from
- Fee cycles that pay well after the work is delivered
- Payroll as the dominant, inflexible cost
- Recruitment costs incurred before new fee earners bill
- Work in progress tying up cash for months
Common uses
How funding is typically used
- Hiring and the ramp-up period for new fee earners
- Covering work in progress on a long engagement
- Practice management systems and technology
- Office moves and expansion
Assessment
What we look at in this sector
Assessment reflects how businesses in your sector actually trade rather than forcing every applicant through an identical template.
Recurring versus project income
Client concentration and contract length
Payroll as a proportion of turnover
Historic collection performance
FAQs
Questions from professional services businesses
Ready to move your business forward?
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UKCapitalFund - Funding Circle Ltd is authorised and regulated by the Financial Conduct Authority under firm registration number 722513.
UKCapitalFund - Funding Circle Ltd is not covered by the Financial Services Compensation Scheme.
Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.
UKCapitalFund - Funding Circle Ltd is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your FlexiPay account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011.
UKCapitalFund - Funding Circle Ltd also provides a FlexiPay Business Credit Card. This is separate and unrelated to the account and payment services you receive from Modulr FS Limited. The FlexiPay Business Credit Card is issued by Monavate Ltd (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). The card is issued by Monavate Ltd pursuant to licence by Visa.
